• European Set for International Clients
• Current account
• Savings account
• Term deposit
• Cards
• Gold
• Online banking
• Corporate services
• Citadele Asset Management
• Submission of clients’ orders by phone
• Citadele investment funds
• Trust operations
• Investment services
• Private banking
• Mortgage loan for real estate purchase
• New Mortgage loan
• Application forms

A term deposit is a deposit for a fixed term with a fixed interest rate.

A term deposit is an excellent way to manage your surplus funds: you are saving your money while constantly generating extra profit.

If you have some funds that you don’t have any plans for in the nearest future, it might be a good idea to put them in a bank Citadele term deposit. Fixed maturity terms vary from 1 month to 5 years, and with our excellent interest rates you will receive rather handsome returns.

With a Citadele term deposit you may choose to receive the interest at deposit maturity, monthly or yearly. The principal amount is paid at deposit maturity.

Citadele term deposit features:

• fixed interest — the larger the amount of the deposit and longer the term, the greater will be the interest;
• deposits available in various currencies — LVL, EUR, USD, SEK, or GBP, AUD;
• you may nominate various beneficiary accounts for the principal and interest earned;
• the deposit can serve as collateral for the issuance of an international payment card.

Citadele term deposit interest rates:

Term deposit Klasika with interest payable upon maturity¹

Term deposit Klasika with interest payable monthly¹

Term deposit Express with interest payment in the beginning of term¹

---

Penalty charge for premature closure of deposit² 1%

¹ receive information regarding change of interest rates by calling to bank (phone +371 701-00-00 GMT +2);
² on premature closure of deposit no interest is repaid.

Please contact our Client Service in order to arrange for a term deposit.

For more flexibility with good returns, please see our Savings Accounts.