Savings account1
| Opening of savings account |
free of charge |
| Opening of Current Account in conjunction with opening of Savings Account |
25 USD |
| Money transfer from client's savings account to Current Account (with 7 days notice) |
free of charge |
| Money transfer from client's savings account to other client's account held with bank Citadele or to account held with other bank |
as money transfer from current account |
| Money transfer from client’s savings account to client’s Current Account in bank Citadele, to other client’s account held with bank Citadele or to an account held with other bank (without 7 days notice) |
1% + as money transfer from current account |
| Cash withdrawal from client’s savings account in Client Service Centre (without 7 days notice) |
1% + as cash withdrawal from current account |
| Cash deposit to Savings account |
as for cash deposit to current account |
| Closure of Savings Account |
free of charge |
Effective from 07.10.2011.
Savings account annual interest rate3
| LVL |
0.4% |
| USD |
0.3% |
| EUR |
1.0% |
| GBP |
0.5% |
| SEK |
1.5% |
| AUD |
4.5% |
| RUR |
3.0% |
Effective from 12.03.2012.
Term Deposit
| Opening of Term Deposit Account |
free of charge |
| Penalty for premature cancellation of the deposit agreement2 |
1% |
Effective from 23.08.2010.
Citadele term deposit interest rates3
Term deposit Klasika with interest payable upon maturity1
Term deposit Klasika with interest payable monthly1
Term deposit Express with interest payment in the beginning of term1
Collateral deposit annual interest rate
| To Collateral deposits which serve as collateral for credit card, applies interest rates which are applied to savings account in accordant currency. |
Effective from 02.09.2009.
3D Savings account
| |
LVL, USD, EUR, RUR |
| Opening of 3D Savings Account |
free of charge |
| Opening of Current Account in conjunction with opening of 3D Savings Account |
free of charge |
| Interest Rates for 3D Savings Account |
|
| Money transfer from client’s 3D Savings Account to Current Account in bank Citadele (with 3 days notice) |
free of charge |
| Money transfer from client’s 3D Savings Account to other client’s account held with bank Citadele or to account held with other bank (with 3 days notice) |
as money transfer from Current Account |
| Money transfer from client’s 3D Savings Account to client’s Current Account in bank Citadele, to other client’s account held with bank Citadele or to an account held with other bank (without 3 days notice) |
1% + as money transfer from Current Account |
| Cash withdrawal from client’s 3D Savings Account in Client Service Centre (without 3 days notice) |
1% + as cash withdrawal from Current Account |
| Cash deposit to 3D Savings account |
as for cash deposit to current account |
| Closure of 3D Savings Account |
free of charge |
Effective from 01.11.2010.
3D Savings account interest rate3
| Currency / Time |
1-7 days |
8-30 days |
more than 30 days |
| LVL |
0.2% |
0.3% |
0.4% |
| USD |
0.1% |
0.2% |
0.3% |
| EUR |
0.4% |
0.6% |
0.8% |
| RUR |
1.5% |
2.0% |
2.5% |
Effective from 16.01.2012.
Flex deposit
| Opening of Current Account upon Flex Deposit opening |
free of charge |
| Penalty for premature cancellation of the deposit agreement |
1% |
| Term deposit replenishment, increasing a primary capital amount of a term deposit |
50 % of capital amount of the primary contribution of term deposit |
Effective from 23.08.2010.
Flex deposit annual interest rates LVL3
| Currency |
Minimum amount |
Term |
| 6 months |
9 months |
1 year |
| LVL |
50 |
1.3% |
1.4% |
1.6% |
Effective from 12.03.2012.
Interest rate after currency exchange
| Currency |
Term till the end of the period of FLEX deposit |
| EUR |
LIBOR + 0% |
| USD |
LIBOR + 0% |
Effective from 03.11.2010.
1 receive information regarding change of interest rates by calling to bank (phone +371 701-00-00 GMT +2);
2 on premature closure of deposit no interest is repaid.
3 Rates are valid for an amount of up to 3.5 million lats or an equivalent amount in other currencies. Interest rates for deposits exceeding the mentioned sum are negotiable. The sum of 3.5 million lats or its equivalent in other currencies consists of the total balance of funds in term deposits and savings accounts deposited by the client or related clients’ group.
Security